About us

We can decline our three souls into the words: Fin + tech + human

Thanks to our proprietary technology, we offer fast and digital services that enable companies and financial institutions to grow and innovate with us.
We simplify banks and financial institutions' daily operations and support B2B companies to increase their sales.

Our team

We are a Human FinTech

People are our capital. We make internal collaboration our strength, functioning as a team of rowers, where each individual, with their own peculiarities, can make their own contribution.

Our history, our services.

We were born in 2012, becoming in a few years the N.1 Lending as a Service platform in Europe. With over 10 years of experience in digital financing, we are currently providing two distinct services tailored to businesses and financial institutions: Opyn Universe and Opyn Pay Later.

Opyn Pay Later è is the “Buy Now Pay Later” solution for Business-to-Business companies that wish to offer installment payments to their customers, with maximum flexibility and security.

Available for both online and in-store purchases, as well as remotely, it allows merchants to maximize and simplify sales, improve cash flow, reduce administrative costs and mitigate the risks of outstanding payments. At the same time, it offers buyers an innovative and 100% digital payment service.

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Opyn Universe is the Lending as a Service solution for banks, asset managers and companies that want to innovate their processes and offer digital financial services through Opyn's financial technology.
Opyn Universe enables the generation of investment opportunities, innovation and brand reputation through a platform that fosters growth and digitization.

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Opyn Credit AI is the digital ally of credit analysts, evaluation and management experts. Utilising generative artificial intelligence and machine learning, the tool offers useful solutions to speed up and automate repetitive manual tasks, reducing risks and operational costs whilst ensuring full compliance with company procedures and policies.

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Opyn Insight is the technological solution for simplifying and optimising decision-making processes; it supports activities such as risk assessment, fraud detection and credit scoring. These are modular, scalable and easily configurable services that offer real support to those who have to simulate predictive scenarios.

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